Turn real data
into better financing.

Arcim connects your ERP, banking and CRM to unlock transparent, adaptive SME financing—priced on live data

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Dashboard

Reports

Settings

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Pro-forma DSCR

1.27×

+5%

Interest Rate

9.25%

-0.15%

Median Net Cash Flow / mo (+ volatility)

+150k (CV 0.37; 3/12)

+3%

12-month Cash In vs Cash Out vs Net

22.4M

+8%

Last year

This year

25

20

15

10

5

Largest Unpaid Invoices

Northbridge Components AB 412,000 (52 days)

Keystone Analytics Konsult 265,000 (37 days)

Fjordbyte AS 198,000 (74 days)

Skylark Creative Studio AB 126,000 (18 days)

Cedar Peak Supply AB 91,000 (63 days)

Northbridge Components AB 412,000 (52 days)

See all

DSO

42

+5%

DPO

47

+12%

Cash Conversion Cycle (no inventory)

–4 days

+9%

Dashboard

Reports

Settings

Help

Pro-forma DSCR

1.27×

+5%

Interest Rate

9.25%

-0.15%

Median Net Cash Flow / mo (+ volatility)

+150k (CV 0.37; 3/12)

+3%

12-month Cash In vs Cash Out vs Net

22.4M

+8%

Last year

This year

25

20

15

10

5

Largest Unpaid Invoices

Northbridge Components AB 412,000 (52 days)

Keystone Analytics Konsult 265,000 (37 days)

Fjordbyte AS 198,000 (74 days)

Skylark Creative Studio AB 126,000 (18 days)

Cedar Peak Supply AB 91,000 (63 days)

Northbridge Components AB 412,000 (52 days)

See all

DSO

42

+5%

DPO

47

+12%

Cash Conversion Cycle (no inventory)

–4 days

+9%

Dashboard

Reports

Settings

Help

Pro-forma DSCR

1.27×

+5%

Interest Rate

9.25%

-0.15%

Median Net Cash Flow / mo (+ volatility)

+150k (CV 0.37; 3/12)

+3%

12-month Cash In vs Cash Out vs Net

22.4M

+8%

Last year

This year

25

20

15

10

5

Largest Unpaid Invoices

Northbridge Components AB 412,000 (52 days)

Keystone Analytics Konsult 265,000 (37 days)

Fjordbyte AS 198,000 (74 days)

Skylark Creative Studio AB 126,000 (18 days)

Cedar Peak Supply AB 91,000 (63 days)

Northbridge Components AB 412,000 (52 days)

See all

DSO

42

+5%

DPO

47

+12%

Cash Conversion Cycle (no inventory)

–4 days

+9%

How it works

Live data in.
Transparent terms out.

No complex setup or technical expertise required. Sign in with BankID, connect ERP, bank and CRM. Arcim ingests real-time data and is ready in minutes

Registration complete

Fill in the details

Up and running!

Your company data → transparent, reliable metrics. Everything is standardized and auditable—so every credit decision is fair and clearly traceable

Get financing options & advice—based on your live numbers. See adaptive terms, benchmarks and concrete actions to improve eligibility and price

Avatar

How can I improve my interest rate?

How to Improve Your Interest Rate: A Data-Driven Plan Lower your Days Sales Outstanding (DSO): Current DSO: 56 days. Reduce this to under 40 by tightening payment terms and actively following up with late customers. This would boost your liquidity score and could lower your rate by up to 0.6%.

Avatar Marc Kuiper

Adaptive financing & AI insights—side by side.

Arcim spots risk, seasonality and opportunities, then adjusts limits, tenors and pricing in real time—so good companies aren’t overlooked.

Join Early Access

Adaptive financing & AI insights—side by side.

Arcim spots risk, seasonality and opportunities, then adjusts limits, tenors and pricing in real time—so good companies aren’t overlooked.

Join Early Access

Adaptive financing & AI insights—side by side.

Arcim spots risk, seasonality and opportunities, then adjusts limits, tenors and pricing in real time—so good companies aren’t overlooked.

Join Early Access

New

Live pricing

Transparent rates that move with you

See your live price band and the financial metrics behind it. As those metrics improve, your interest rate decreases automatically, with clear explanations.

New

Live pricing

Transparent rates that move with you

See your live price band and the financial metrics behind it. As those metrics improve, your interest rate decreases automatically, with clear explanations.

New

Live pricing

Transparent rates that move with you

See your live price band and the financial metrics behind it. As those metrics improve, your interest rate decreases automatically, with clear explanations.

Some of our integrations

Some of our integrations

Some of our integrations

Any questions?

Any questions?

See the info below or drop me a line via the support page.

See the info below or drop me a line via the support page.

Does connecting data affect my credit score?

Does connecting data affect my credit score?

Does connecting data affect my credit score?

What does Arcim cost?

What does Arcim cost?

What does Arcim cost?

What determines my price band?

What determines my price band?

What determines my price band?

What is Arcim, are you a bank?

What is Arcim, are you a bank?

What is Arcim, are you a bank?

Is my data safe with Arcim?

Is my data safe with Arcim?

Is my data safe with Arcim?

Ready to see your live price band?

Connect with BankID, see your live price band, and get an offer

Get Early Access

Ready to see your live price band?

Connect with BankID, see your live price band, and get an offer

Get Early Access

Ready to see your live price band?

Connect with BankID, see your live price band, and get an offer

Get Early Access